When an accident happens in our sport, the last thing I need is an insurance company questioning my career. Having an insurance policy designed specifically for drivers and crew members, that understands the dangers of the sport, helps tremendously.
Daison Pursley
CAP is a must have for racers. It’s very difficult for a driver to get coverage because of the risks we take. That’s where CAP comes into play and takes care of us. Couldn’t ask for a better price, it’s crazy to not have it.
Tanner Thorson
Because no race is guaranteed safe, and Luck is not a reliable friend …
Every driver faces risks from the moment of jumping into the race car. Your safety and security are our utmost concern. And while our programs promote “smart” motorsports participation, we know that accidents can and do happen.
Our CAP program helps ensure you’re not shut out should you need medical treatment due to race-related injury. We offer the best rate — only $279 flat rate! (per person, per year) — making it easy for drivers and crews and their families to have the best coverage on race day.
CAP is exclusively for drivers and crews.
With NO minimum or maximum number of events restrictions, CAP is the easy, affordable, and smart way to kick some risk on the track!
Member Benefits
- $500,000 full excess accident medical expenses over the participant’s health insurance and track Participant Accident Insurance
- $10,000 accidental death and dismemberment coverage
- Coverage valid anywhere in the United States for $279
- International coverage available (contact our office to discuss rate information)
- Discount packages available for members with safety equipment manufacturers
- No age limits on customers
- Two-year benefit window
- Priority claims service and prompt communication
Notes and Limitations
- This program is an excess participant accident benefit and will pay after the tracks, sanctioning body(ies), and any other valid and collectable insurance that the enrollee may have.
- The deductible for this benefit is $15,000. Participants should confirm that the facility or sanctioning body(ies) has a minimum of $15,000 medical (primary or excess) coverage.
- Participants must compete in the division and style of car declared.
- Motorcycles, ATVs, Quads, and Snowmobiles excluded.
- The event or practice must have safety services on standby.
QUESTIONS? Call 855.969.0305
We’re here to help. A CAP representative can help answer any questions you have. Call today!